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Abstract


THE EFFECTS OF BUDGETING, SAVING AND COMPULSIVE BUYING ON FINANCIAL WELL-BEING OF INDIVIDUALS
In this study, the possible effects of budgeting and saving as personal characteristics and compulsive buying as psychological characteristic on current financial situation dimension of financial well-being were investigated. In the study, an online prepared survey form was distributed via a social media website and voluntarily filled out by 324 participants. The research data was evaluated through correlation and multiple regression analyses. Research results revealed that budgeting and saving positively affect individuals’ current financial situation. On the other hand, individuals with compulsive buying are in overconsumption tendency, their current financial situation navigates in bad direction.

Keywords
Budgeting, Saving , Compulsive Buying, Financial Well- Being.



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